Privacy Policy

Last updated: January 2026

At Sáng AI, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal information when you use Zen2Pay.

Information We Collect

We collect information you provide directly to us, including name, email address, phone number, and transaction information when you use Zen2Pay to share bills and expenses.

Personal Information

  • Name and contact information (email address, phone number)
  • Account credentials (username, password - encrypted)
  • Profile information and preferences
  • Payment information (processed through secure third-party providers)

Usage Information

  • Transaction history and bill sharing activities
  • Device information (device type, operating system, unique device identifiers)
  • Log data (IP address, browser type, pages visited, time stamps)
  • Location information (with your permission)

Information from Third Parties

  • Social media profile information (if you choose to connect your account)
  • Contact information from address book (with your permission)
  • Payment verification from payment processors

How We Use Your Information

We use the information we collect to provide, maintain, and improve Zen2Pay, to process transactions, to communicate with you, and to protect against fraud and abuse.

Primary Uses

  • Service Delivery: To provide and maintain Zen2Pay functionality
  • Transaction Processing: To facilitate bill sharing and payments between users
  • Account Management: To create and manage your account
  • Communication: To send you service updates, notifications, and support messages
  • Improvements: To analyze usage patterns and improve our services
  • Security: To detect, prevent, and address fraud, abuse, and security issues
  • Legal Compliance: To comply with legal obligations and respond to lawful requests

Information Sharing

We do not sell your personal information. We may share information with service providers who help us operate Zen2Pay, and as required by law.

We Share Information With:

  • Service Providers: Third-party vendors who assist with hosting, analytics, payment processing, and customer support
  • Other Users: Information you choose to share through bill sharing features
  • Legal Authorities: When required by law or to protect rights and safety
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

We Do NOT:

  • Sell your personal information to third parties
  • Share your financial information publicly
  • Use your information for purposes beyond those described in this policy without your consent

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Security Measures Include:

  • Encryption of data in transit and at rest
  • Secure authentication and access controls
  • Regular security audits and updates
  • Employee training on data protection
  • Incident response procedures

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights

You have the right to access, correct, or delete your personal information. You may also object to or restrict certain processing of your data.

You Have the Right To:

  • Access: Request a copy of your personal information
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your personal information
  • Portability: Receive your data in a portable format
  • Object: Object to certain processing of your information
  • Withdraw Consent: Withdraw consent for data processing where applicable
  • Opt-Out: Unsubscribe from marketing communications

To exercise these rights, please contact us at privacy@sang-ai.com.

Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your information within 90 days, except where retention is required by law.

Children's Privacy

Zen2Pay is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@sang-ai.com

Sáng AI
Email: privacy@sang-ai.com
General Contact: contact@sang-ai.com